We've insured tens of thousands of small businesses — many of them startups and independent contractors — so we understand the challenges small-business owners face in the first months and years of their business. There's so much to keep track of and so few hours in the day.
Running a small business isn't easy, so we've put together these resources to help you manage IT risk, prevent lawsuits, and run your business more smoothly. These articles cover everything from basic HR protocol to how to improve your communication with clients. Take a look:
Get an overview of how to start a technology business, whether as a freelancer, a contractor, or the boss.
Read up on five of the biggest sources of professional liability risks for small IT businesses so you can keep your business safe from lawsuits.
Find out why even part-time freelancers are considered businesses for legal purposes, and what that means for how you should operate.
Familiarize yourself with the legalities around hiring employees so you don't end up paying fines over mishandled benefits or compensation.
Find out how to make sure your liabilities are covered, no matter how many individuals are working on a project.
Learn the ins and outs of insurance needs for yourself and any contractors you work with to make sure you're not left footing the bill for a liability lawsuit.
Discover which legal documents will help your business run smoothly day to day and protect your interests if you ever find yourself in court.
Find out how to avoid redoing work by keeping your clients in the loop.
Get the facts about cyber liability: how you're exposed, how to manage your risk, and what your responsibilities are to your clients.
Find out which factors really count in worker classification so you can avoid fines and penalties (hint: it's not just what your contract says).
Want to stay out of court? Put these policies in place to minimize your odds of facing a lawsuit.
Avoid the most common loss scenarios by minimizing the risks that threaten your revenue.
Familiarize yourself with the biggest threats to small IT businesses so you can keep your operations safe and in the black.
Get answers to some of the most common questions we hear from owners of small IT businesses and submit yours.
If you're budgeting your small business insurance and have questions about the cost of IT coverage, check out our sample insurance cost estimates for IT businesses.