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How can I save money on insurance premiums?

Q: How can I save money on insurance premiums?

It's smart to work with an insurance agent who contracts with more than one insurance provider. That way, you get quotes from multiple carriers and are able to choose an option that makes sense for your budget. Insureon's IT insurance agents use this technique, and they're typically able to help small-business owners save 10 to 20 percent on insurance premiums.

Many small-business tech professionals are able to save money by purchasing a Business Owner's Policy (or BOP), which bundles General Liability and Property Insurance. By purchasing these two policies in one package, you'll receive discounted premiums.

If you're looking for more ways to save, you should always ask your tech insurance agent about IT risk management techniques that might reduce your premiums. Depending on a business's training and work procedures, you can qualify for discounted Workers' Comp or E&O policies.

Still have questions? Fill out the Q&A form. We'll get back to you with an in-depth answer.

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